:root{--navy:#071a33;--navy-2:#0b2647;--blue:#1479c9;--cyan:#2dd4bf;--orange:#ee6c2c;--orange-dark:#c94f16;--ink:#10233d;--muted:#52657a;--line:#dce5ec;--surface:#f3f7f9;--white:#fff;--radius:18px;--shadow:0 18px 50px #071a331f;color:var(--ink);font-synthesis:none;background:#fff;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;line-height:1.6}img{max-width:100%;height:auto}h1,h2,h3,p{margin-top:0}h1,h2,h3{letter-spacing:-.035em;line-height:1.12}h1{font-size:clamp(2.7rem,6vw,5.4rem)}h2{font-size:clamp(2rem,4vw,3.2rem)}h3{font-size:1.3rem}.container{width:min(1160px,100% - 40px);margin-inline:auto}.narrow{max-width:820px}.skip-link{z-index:99;background:#fff;padding:.8rem 1rem;position:fixed;top:-5rem;left:1rem}.skip-link:focus{top:1rem}.eyebrow{color:#0a8b82;text-transform:uppercase;letter-spacing:.13em;margin-bottom:1rem;font-size:.76rem;font-weight:800}.button,.button-secondary{border-radius:9px;justify-content:center;align-items:center;gap:.75rem;min-height:50px;padding:.75rem 1.2rem;font-weight:800;text-decoration:none;display:inline-flex}.button{background:var(--orange);color:#fff;box-shadow:0 10px 24px #ee6c2c38}.button-secondary{color:#fff;border:1px solid #ffffff40}.button-small{min-height:40px;padding:.45rem .85rem}.site-header{background:var(--navy);color:#fff;z-index:20;border-bottom:1px solid #ffffff1a;position:relative}.nav-wrap{justify-content:space-between;align-items:center;min-height:76px;display:flex}.brand{letter-spacing:-.025em;align-items:center;gap:.65rem;font-weight:700;text-decoration:none;display:flex}.brand>span:last-child>span{color:var(--cyan)}.brand-mark{background:var(--cyan);width:38px;height:38px;color:var(--navy);border-radius:10px;place-items:center;font-size:.75rem;font-weight:900;display:grid}.nav-menu summary{display:none}.nav-links{align-items:center;gap:1.45rem;display:flex}.nav-links a{font-size:.92rem;font-weight:650;text-decoration:none}.nav-links a:not(.button):hover,.nav-links a[aria-current=page]{color:var(--cyan)}.hero{background:radial-gradient(circle at 80% 20%,#1479c947,transparent 32%),linear-gradient(135deg,var(--navy),#092746);color:#fff;padding:clamp(4rem,8vw,7rem) 0}.hero-grid{grid-template-columns:1.18fr .82fr;align-items:center;gap:clamp(2rem,6vw,6rem);display:grid}.hero h1{max-width:800px;margin-bottom:1.5rem}.hero h1 em{color:var(--cyan);font-style:normal}.hero-copy{color:#c8d7e6;max-width:680px;font-size:clamp(1.08rem,2vw,1.28rem)}.status-dot{background:var(--cyan);border-radius:50%;width:8px;height:8px;display:inline-block;box-shadow:0 0 0 5px #2dd4bf21}.hero-actions{flex-wrap:wrap;gap:.8rem;margin:2rem 0;display:flex}.trust-list{color:#b9cada;flex-wrap:wrap;gap:1.5rem;padding:0;font-size:.86rem;list-style:none;display:flex}.trust-list li:before{content:"✓";color:var(--cyan);margin-right:.4rem}.decision-panel{backdrop-filter:blur(12px);background:#ffffff14;border:1px solid #ffffff24;border-radius:22px;padding:1.3rem;box-shadow:0 25px 60px #0000002e}.panel-top{color:#c8d7e6;justify-content:space-between;padding:.3rem .3rem 1rem;font-size:.82rem;display:flex}.live-label{color:var(--cyan)}.decision-panel ol{margin:0;padding:0;list-style:none}.decision-panel li{border-top:1px solid #ffffff1f;align-items:center;gap:1rem;padding:1.1rem .6rem;display:flex}.decision-panel li>span{color:var(--cyan);font-size:.78rem;font-weight:800}.decision-panel small{color:#9eb3c8;margin-top:.2rem;display:block}.decision-panel>a{background:var(--cyan);color:var(--navy);border-radius:10px;justify-content:space-between;margin-top:.5rem;padding:1rem;font-weight:900;text-decoration:none;display:flex}.proof-strip{border-bottom:1px solid var(--line);text-align:center;padding:2rem 0}.proof-strip>.container>p:first-child{text-transform:uppercase;letter-spacing:.1em;color:var(--muted);font-size:.7rem;font-weight:800}.provider-row{flex-wrap:wrap;justify-content:center;gap:3rem;display:flex}.provider-row>div{align-items:center;gap:.6rem;font-weight:800;display:flex}.provider-logo{place-items:center;min-width:50px;min-height:38px;display:inline-grid}.provider-logo img{object-fit:contain}.provider-fallback{color:#087b74;background:#e4f4f2;border-radius:10px;place-items:center;width:42px;height:42px;font-size:.75rem;font-weight:900;display:grid}.fine-print{color:var(--muted);margin-top:1rem;font-size:.76rem}.section{padding:clamp(4rem,8vw,7rem) 0}.section-heading{justify-content:space-between;align-items:end;gap:2rem;margin-bottom:2.5rem;display:flex}.section-heading>div{max-width:680px}.section-heading>p{max-width:400px;color:var(--muted)}.feature-grid{border:1px solid var(--line);border-radius:var(--radius);grid-template-columns:repeat(4,1fr);display:grid;overflow:hidden}.feature-card{border-right:1px solid var(--line);padding:1.7rem}.feature-card:last-child{border:0}.feature-card p{color:var(--muted)}.feature-number{color:var(--blue);font-size:.75rem;font-weight:900}.text-link{color:var(--blue);font-weight:800;text-decoration:none}.section-dark{background:var(--navy);color:#fff}.split{grid-template-columns:1fr 1fr;align-items:start;gap:clamp(2rem,7vw,6rem);display:grid}.section-dark .lead,.section-dark p{color:#b7c8d8}.steps{margin-top:2rem;padding:0;list-style:none}.steps li{border-top:1px solid #ffffff21;gap:1rem;padding:1.2rem 0;display:flex}.steps li>span{width:30px;height:30px;color:var(--cyan);background:#2dd4bf26;border-radius:50%;align-self:start;place-items:center;font-weight:800;display:grid}.steps p{margin:0}.widget-shell{color:var(--ink);border-radius:var(--radius);box-shadow:var(--shadow);background:#fff;padding:clamp(1.4rem,4vw,2.6rem)}.widget-heading p:not(.eyebrow){color:var(--muted)}.widget-mount{min-height:160px}.widget-error,.empty-state{border-left:4px solid var(--orange);background:#fff4ed;padding:1.2rem}.editorial-note{border:1px solid var(--line);border-radius:var(--radius);grid-template-columns:.8fr 1.2fr;gap:3rem;padding:2rem;display:grid}.editorial-note p{color:var(--muted)}.cta-band{background:#dff7f3;padding:3rem 0}.cta-inner{justify-content:space-between;align-items:center;gap:2rem;display:flex}.cta-inner h2{margin-bottom:.6rem;font-size:clamp(1.8rem,3vw,2.6rem)}.cta-inner p{max-width:700px;margin:0}.content-hero{background:linear-gradient(145deg,#edf8f7,#f7fafc);padding:clamp(4rem,8vw,7rem) 0}.content-hero h1{font-size:clamp(2.6rem,5vw,4.6rem)}.lead{color:var(--muted);font-size:1.2rem}.prose{padding:4rem 0;font-size:1.08rem}.prose h2{margin-top:2.5rem;font-size:2rem}.prose blockquote{border-left:4px solid var(--orange);background:#fff4ed;margin:2rem 0;padding:1.2rem 1.5rem}.widget-page{padding:4rem 0}.card-list{grid-template-columns:repeat(3,1fr);gap:1rem;display:grid}.article-card,.provider-card{border:1px solid var(--line);border-radius:var(--radius);padding:1.7rem;text-decoration:none;transition:all .2s;display:block}.article-card:hover,.provider-card:hover{box-shadow:var(--shadow);border-color:#a7dcd5;transform:translateY(-3px)}.article-card>span,.provider-card>span{color:var(--blue);text-transform:uppercase;letter-spacing:.08em;font-size:.78rem;font-weight:800}.article-card h2,.provider-card h2{margin-top:.8rem;font-size:1.5rem}.article-card p,.provider-card p{color:var(--muted)}.provider-grid{grid-template-columns:repeat(3,1fr);gap:1rem;display:grid}.site-footer{color:#fff;background:#051426;padding:4rem 0 1.5rem}.footer-grid{grid-template-columns:1.4fr .7fr .9fr;gap:4rem;display:grid}.footer-grid>div{flex-direction:column;gap:.65rem;display:flex}.footer-grid p,.footer-grid a{color:#aebed0;margin:0;text-decoration:none}.footer-bottom{color:#8196ab;border-top:1px solid #ffffff1f;justify-content:space-between;margin-top:3rem;padding-top:1.5rem;font-size:.78rem;display:flex}:focus-visible{outline:3px solid var(--cyan);outline-offset:4px}@media (width<=850px){.nav-menu summary{cursor:pointer;display:block}.nav-menu[open] .nav-links{display:flex}.nav-links{background:var(--navy-2);box-shadow:var(--shadow);border-radius:12px;flex-direction:column;align-items:stretch;padding:1rem;display:none;position:absolute;top:68px;left:20px;right:20px}.hero-grid,.split,.editorial-note{grid-template-columns:1fr}.feature-grid{grid-template-columns:1fr 1fr}.feature-card{border-bottom:1px solid var(--line)}.card-list,.provider-grid,.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}}@media (width<=580px){.container{width:min(100% - 28px,1160px)}.hero{padding-top:3.2rem}.hero-actions>*{width:100%}.feature-grid,.card-list,.provider-grid,.footer-grid{grid-template-columns:1fr}.section-heading,.cta-inner,.footer-bottom{flex-direction:column;align-items:flex-start}.feature-card{border-right:0}.provider-row{gap:1rem 1.5rem}.footer-grid>div:first-child{grid-column:auto}.cta-inner .button{width:100%}}:root{--navy:#142b36;--navy-2:#203f49;--blue:#086a68;--cyan:#59bdb3;--orange:#e6a72c;--orange-dark:#c78b18;--ink:#142b36;--muted:#36505b;--line:#cad8d3;--surface:#f5f8f7;--radius:16px;--shadow:0 8px 28px #142b361a}.button{background:var(--blue);box-shadow:0 8px 20px #086a682e}.button:hover{background:#055a58}.hero-reportage{margin:1.5rem 0 0}.hero-reportage img{aspect-ratio:16/9;object-fit:cover;border-radius:var(--radius);width:100%;box-shadow:var(--shadow);display:block}.situation-visuals{grid-template-columns:repeat(2,minmax(0,1fr));gap:1.2rem;margin:2rem 0;display:grid}.situation-visuals figure,.content-visual{margin:0}.situation-visuals img,.content-visual img{border-radius:var(--radius);background:var(--surface);width:100%;height:auto;display:block}.situation-visuals figcaption,.content-visual figcaption{color:var(--muted);margin-top:.55rem;font-size:.82rem}.content-visual{margin:2rem 0}.partner-diagram{margin:1.5rem 0}.partner-diagram img{width:100%;height:auto;display:block}.article-hero{background:linear-gradient(145deg,#edf8f7,#f7fafc);padding:clamp(4rem,7vw,6rem) 0 3rem}.article-hero h1{font-size:clamp(2.5rem,5vw,4.6rem)}.article-meta{color:var(--muted);flex-wrap:wrap;gap:1rem 1.5rem;font-size:.86rem;display:flex}.article-meta a{color:var(--blue);font-weight:800}.featured-wrap{margin-top:-1rem}.responsive-figure{margin:0}.responsive-figure img{aspect-ratio:16/9;object-fit:cover;border-radius:var(--radius);background:var(--surface);width:100%;display:block}.responsive-figure figcaption{color:var(--muted);margin-top:.6rem;font-size:.8rem}.article-task-cta{border-block:1px solid var(--line);background:#d9efeb}.article-task-cta>.container{justify-content:space-between;align-items:center;gap:1rem;min-height:72px;display:flex}.article-task-cta span{font-size:.86rem;font-weight:800}.article-shell{padding:2.5rem 0 4rem}.article-prose{padding:2rem 0}.toc{border:1px solid var(--line);background:var(--surface);border-radius:12px;padding:1rem 1.2rem}.toc summary{cursor:pointer;font-weight:900}.toc ol{columns:2;margin-bottom:0}.toc a{color:var(--blue);text-decoration:none}.article-block{border:1px solid var(--line);border-radius:var(--radius);background:var(--surface);margin:2.2rem 0;padding:1.5rem}.article-block h2{margin-top:0}.tldr{background:#e4f7f4;border-color:#9bded6}.decision-block.tone-positive{border-left:5px solid var(--cyan)}.decision-block.tone-warning{border-left:5px solid var(--orange);background:#fff4ed}.scenario-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem;display:grid}.scenario-grid>*{border:1px solid var(--line);border-radius:12px;padding:1.2rem}.checklist li::marker{color:var(--cyan)}.sources-block{border-top:1px solid var(--line);color:var(--muted);margin-top:3rem;padding-top:1.5rem}.author-card{border:1px solid var(--line);border-radius:var(--radius);background:#fff;grid-template-columns:140px 1fr;align-items:center;gap:1.5rem;padding:1.5rem;display:grid}.author-card img{object-fit:cover;border-radius:16px;width:140px;height:140px}.author-card h2{margin-bottom:.3rem;font-size:1.6rem}.author-card .eyebrow{margin-bottom:.4rem}.author-card p{color:var(--muted)}.author-list{gap:1.2rem;display:grid}.author-hero{background:linear-gradient(145deg,#edf8f7,#f7fafc);padding:5rem 0}.author-profile{grid-template-columns:260px 1fr;align-items:center;gap:3rem;display:grid}.author-profile>img{object-fit:cover;width:260px;height:260px;box-shadow:var(--shadow);border-radius:24px}.author-profile h1{font-size:clamp(2.7rem,5vw,4.5rem)}.tag-list{flex-wrap:wrap;gap:.5rem;padding:0;list-style:none;display:flex}.tag-list li{color:#087b74;background:#dff7f3;border-radius:99px;padding:.4rem .75rem;font-size:.8rem;font-weight:800}.verification-note{border-left:4px solid var(--orange);background:#fff4ed;margin-top:2rem;padding:1rem 1.2rem}.verification-note p{margin:0}.structure-eerlijke-vergelijking-2 table,.structure-kosten-waarde-3 table{border-collapse:collapse;width:100%;display:block;overflow-x:auto}.article-prose th,.article-prose td{text-align:left;border-bottom:1px solid var(--line);padding:.8rem}@media (width<=850px){.scenario-grid{grid-template-columns:1fr}.author-profile{grid-template-columns:180px 1fr}.author-profile>img{width:180px;height:180px}}@media (width<=580px){.toc ol{columns:1}.situation-visuals{grid-template-columns:1fr}.article-task-cta>div>span{display:none}.article-task-cta .button{width:100%}.author-card,.author-profile{grid-template-columns:1fr}.author-card img,.author-profile>img{width:120px;height:120px}.author-profile{gap:1.5rem}}:root{--ink:#071426;--ink-2:#0d2440;--cyan:#20d9ff;--cyan-soft:#9befff;--lime:#b9f227;--paper:#f4f8f7;--grid:#20d9ff1f}body{background-color:var(--paper);background-image:linear-gradient(var(--grid) 1px,transparent 1px),linear-gradient(90deg,var(--grid) 1px,transparent 1px);color:var(--ink);background-size:48px 48px}.site-header,.section-dark,.article-hero,.cta-band{color:#fff;background:var(--ink)!important}.article-hero{border-bottom:1px solid var(--cyan);position:relative;overflow:hidden}.article-hero:after{content:"";background:var(--cyan);height:1px;position:absolute;inset:auto 0 12% 55%;transform:rotate(-12deg);box-shadow:0 -40px #20d9ff59,0 40px #20d9ff33}.eyebrow{letter-spacing:.16em;text-transform:uppercase;font-family:ui-monospace,SFMono-Regular,Consolas,monospace;color:var(--cyan)!important}.button,.widget-shell button{background:var(--lime)!important;color:var(--ink)!important;border-radius:2px!important}a{color:#007e99}.section-dark a,.article-hero a,.site-header a,.cta-band a{color:var(--cyan-soft)}.hero-atlas{background:radial-gradient(circle at 70% 45%,#20d9ff2e,transparent 28%),linear-gradient(135deg,var(--ink),var(--ink-2));border-bottom:1px solid var(--cyan);height:min(42vw,430px);min-height:280px;position:relative;overflow:hidden}.fiber-line{background:var(--cyan);height:2px;box-shadow:0 0 16px var(--cyan);transform-origin:0;position:absolute}.line-a{width:72%;top:72%;left:8%;transform:rotate(-21deg)}.line-b{width:48%;top:56%;left:42%;transform:rotate(18deg)}.line-c{width:32%;top:38%;left:60%;transform:rotate(-42deg)}.map-node{border:2px solid var(--lime);background:var(--ink);width:54px;height:54px;color:var(--lime);place-items:center;font:700 12px ui-monospace,monospace;display:grid;position:absolute;box-shadow:0 0 0 8px #b9f22714}.node-a{top:66%;left:8%}.node-b{top:40%;left:48%}.node-c{top:24%;right:9%}.route{border-left:2px solid var(--cyan);padding:0;list-style:none}.route li{grid-template-columns:minmax(120px,.4fr) 1fr;gap:1rem;padding:1.1rem 1.25rem;display:grid;position:relative}.route li:before{content:"";background:var(--lime);border:2px solid var(--ink);width:12px;height:12px;position:absolute;top:1.45rem;left:-7px}.route strong{font-family:ui-monospace,monospace}.toc,.editorial-card,.widget-shell{border:1px solid #20d9ff73!important;border-radius:2px!important;box-shadow:8px 8px #07142614!important}@media (width<=720px){.route li{grid-template-columns:1fr}.hero-atlas{min-height:240px}.map-node{width:46px;height:46px}}.atlas-brand .brand-mark{border:1px solid var(--cyan);background:0 0;border-radius:2px;position:relative;overflow:hidden}.atlas-brand .brand-mark i{background:var(--cyan);transform-origin:0;width:25px;height:2px;position:absolute;left:6px}.atlas-brand .brand-mark i:first-child{top:10px;transform:rotate(18deg)}.atlas-brand .brand-mark i:nth-child(2){top:18px;transform:rotate(-13deg)}.atlas-brand .brand-mark i:nth-child(3){top:26px;transform:rotate(21deg)}.atlas-mast{background:var(--ink)!important;padding:0!important}.atlas-mast-grid{grid-template-columns:120px minmax(0,1fr) 210px;align-items:stretch;min-height:520px;display:grid}.atlas-coordinate{color:var(--cyan);letter-spacing:.12em;writing-mode:vertical-rl;border-inline:1px solid #20d9ff59;flex-direction:column;justify-content:flex-end;padding:2rem 1rem;font:700 .7rem ui-monospace,monospace;display:flex;transform:rotate(180deg)}.atlas-coordinate b{color:var(--lime);margin-block:1.25rem;font-size:3.3rem;line-height:1}.atlas-title{z-index:2;align-self:center;padding:clamp(4rem,8vw,7rem) clamp(2rem,6vw,6rem);position:relative}.atlas-title h1{max-width:930px}.atlas-title .lead{max-width:760px;color:#d7e8f2!important}.article-hero .article-meta{grid-template-columns:auto 1fr;align-items:baseline;gap:.35rem 1rem;display:grid;color:#d7e8f2!important}.article-hero .article-meta a,.article-hero .article-meta time{color:#fff!important}.meta-key{color:var(--cyan);letter-spacing:.14em;font:700 .68rem ui-monospace,monospace}.atlas-signal{border-left:1px solid #20d9ff40;position:relative;overflow:hidden}.atlas-signal i{background:var(--cyan);width:220px;height:2px;position:absolute;right:-50px;transform:rotate(-28deg);box-shadow:0 0 12px #20d9ffb3}.atlas-signal i:first-child{top:22%}.atlas-signal i:nth-child(2){opacity:.7;top:42%}.atlas-signal i:nth-child(3){opacity:.45;top:62%}.atlas-signal i:nth-child(4){background:var(--lime);top:82%}.atlas-content{grid-template-columns:minmax(210px,280px) minmax(0,760px);align-items:start;gap:clamp(2rem,6vw,6rem);padding-block:clamp(3rem,7vw,6rem);display:grid}.atlas-content .article-prose{padding:0}.route-index{border-left:2px solid var(--cyan);padding-left:1rem;position:sticky;top:1rem}.route-index>p{text-transform:uppercase;letter-spacing:.15em;color:#075f70;font:800 .7rem ui-monospace,monospace}.route-index ol{margin:0;padding:0;list-style:none}.route-index li{border-top:1px solid #07142629}.route-index a{color:var(--ink);grid-template-columns:2rem 1fr;gap:.5rem;padding:.75rem 0;font-size:.86rem;line-height:1.3;text-decoration:none;display:grid}.route-index a span{color:#075f70;font:700 .72rem ui-monospace,monospace}.route-index a:hover{color:#006d82}.article-hero:after{display:none}.editorial-card{grid-column:2}.widget-mount iframe{border:0;width:100%;min-height:520px;display:block}@media (width<=850px){.atlas-mast-grid{grid-template-columns:42px minmax(0,1fr)}.atlas-signal{display:none}.atlas-coordinate{padding:1rem .55rem}.atlas-title{padding-inline:1.35rem}.atlas-content{grid-template-columns:1fr}.route-index{border-left:0;border-top:2px solid var(--cyan);padding:.9rem 0 0;position:relative;top:auto}.route-index ol{grid-template-columns:1fr 1fr;gap:0 1rem;display:grid}.editorial-card{grid-column:auto}}@media (width<=560px){.atlas-mast-grid{grid-template-columns:30px minmax(0,1fr);min-height:auto}.atlas-coordinate{font-size:.58rem}.atlas-coordinate b{font-size:1.8rem}.atlas-title{padding:3.5rem 1rem}.atlas-title h1{font-size:clamp(2.25rem,12vw,3.25rem)}.atlas-title .lead{font-size:1.05rem}.article-hero .article-meta{grid-template-columns:1fr;gap:.15rem}.meta-key{margin-top:.65rem}.route-index ol{grid-template-columns:1fr}}.floating-postcode-cta{z-index:80;color:#fff;backdrop-filter:blur(12px);background:#101b2cf2;border:1px solid #fff3;border-radius:14px;justify-content:space-between;align-items:center;gap:1rem;width:min(760px,100% - 28px);padding:.7rem .75rem .7rem 1.1rem;display:flex;position:fixed;bottom:14px;left:50%;transform:translate(-50%);box-shadow:0 16px 45px #071a3355}.floating-postcode-cta>span{font-size:.9rem;font-weight:750}.floating-postcode-cta>a{color:#101820;background:#f0b429;border-radius:9px;flex:none;padding:.72rem 1rem;font-weight:900;text-decoration:none}.floating-postcode-cta>a:hover{filter:brightness(1.05)}@media (width<=620px){.floating-postcode-cta>span{display:none}.floating-postcode-cta>a{text-align:center;width:100%}}
